The Bem Morar (Live Well) program is an integrated package of services and technologies to facilitate the access of low-income families and communities to decent, safe and comfortable housing. It combines housing credit, technical assistance and the production and dissemination of methods, materials and solutions for sustainable construction. The credit is provided by a community bank (Banco Bem, orthe Good Bank, in Vitoria). Families are advised on the budgets and architectural designs of their building projects, which consider the application of Environmentally friendly solutions: such as soil-cement bricks, solar heating and wastewater recycling systems. The next step of the program is to produce and enhance these solutions and materials in order to spread them amongst low-income families.  The advantage of this program is to provide this population with integrated services (credit, advice, training and access to ecologically efficient methods and materials) to grant access to decent housing that is safe, comfortable and environmentally sustainable. Another distinguishing feature will be the production of sustainable technologies for construction use and business models to facilitate the access of these low-income communities to such practices.