Healing Fields Foundation (“HFF”) has developed a holistic approach to micro health insurance by creating a preventive, financing and caring “ecosystem” for the underprivileged. Owing to our intense community focus, we provide an alternative financing mechanism suited to the needs of underprivileged communities. We research and profile the diseases, and co-design micro-insurance products with insurers. Further, we monitor Healthcare providers and negotiate treatment rates with them. Importantly, HFF empowers the underprivileged by providing health education, preventive care and facilitation services. This helps reduce Healthcare expenditure and debts for Healthcare, thereby stabilizing a family’s earnings. Therefore, we help them break their vicious cycle of illnesses and debt. HFF has successfully reduced claim costs and improved Health outcomes, which is important to develop a viable micro-insurance model. Globally, very few health insurance models have achieved this. USAID and ILO acknowledge that our Healthcare Financing Delivery Project as the first of its kind in the world. This success has resulted in HFF being among 12 projects from Asia included for a study conducted and published by ILO.